Business Credit Factoring

If your small business is new or you are still building credit, you may find it hard to get a bank loan to finance your various projects. With business factoring, however, you can turn your open invoices into instant cash. Our factoring service at JustInTimeCash® gives you the freedom to sell your invoices to us at a small discount. It is not a loan, so there is never a thing to repay.

Our program is not based on credit ratings or history in your chosen field of business. All we need to see is a past tax return, a sample invoice, and your completed application. Our application is only one-page long and is simple to fill out, online or over the phone.

The Traps of Business Credit Factoring

The one disclaimer you should consider about business factoring is the reliability of your debtors. If you have a lot of clients borrowing on credit, paying you at turtle-speed rates, or asking for payment extensions, our factoring program may not be for you. We make our living doing business with honesty, and we will never encourage you to take on a deal that is not advisable.

Factoring works best when you have reliable clients who pay their bills, just later than you would prefer. Factoring is also a great way to save money, because you can do away with incentives like early payment credits, cash payment credits, and the like. You don't need to encourage your debtors to pay sooner, because we'll pay you immediately. Call us for more information at 1-800-805-8380.